Gross bank-deposit interest produced the strongest monthly real return among the instruments compared by TÜİK in July 2026. After adjustment for consumer inflation, the result was 1.29%.
What a real return means
A real return shows whether an instrument outpaced price growth. It is not a bank's advertised rate, but a statistical result adjusted for inflation.
Why the figure is gross
An investor's result may be lower after tax, fees, maturity conditions and early withdrawal. Foreign residents must also consider lira exchange-rate risk.
No long-term guarantee
Rankings change with rates, inflation, gold, equities and currencies. July's result describes a past period and does not promise the same return next month.
TÜİK — Real rates of return on financial instruments, July 2026