The advertised price rarely reflects the full cost of ownership. It is important for the buyer to compare not the age of the object, but the entire set of documents, costs and risks.
Primary market
The new facility may offer modern infrastructure and flexible payment schedules. At the same time, you need to check permits, the stage of construction, the contract and the history of the developer.
Secondary market
Finished housing can be inspected and compared with real transactions in the area. Particular attention is required to the technical condition, debts, restrictions and renovation costs.
How to make a decision
Make a single table: final price, completion date, documents, annual expenses, expected rent and resale scenario. Then the comparison becomes substantive.
Compare the final usable asset, not the brochure price
For a new-build, record the delivery date, construction status, occupancy permit, title type, developer obligations, penalty clauses and the cost of completing the interior. For a resale home, check title restrictions, debts, earthquake and renovation history, current occupants and verified comparable transactions. Put both options into one total-cost table that includes tax, commission, furnishing, maintenance and expected vacancy. A lower advertised price can become the more expensive choice once delay, repairs or weak resale demand are included.